Innovative Carrier® products are trusted in more homes than any other brand–and financing is no different. Through our established merchant relationships, Michiana Heating & Air Conditioning is able to offer a variety of flexible options for financing for your new Carrier product or system. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

269-489-8778

Traditional Financing

Wells Fargo Financing

The SpectrumAC Platform is designed to help you apply and find options for your HVAC Financing or leasing needs, all in one smooth process.

Options Include:

  • Quick decisions on a credit card application with Wells Fargo Bank, N.A.*
  • Special Financing Terms where available*
  • Convenient monthly payments to fit your budget
  • Lease Purchase options for customers that may need an alternative option to financing.

*The Credit Card issued with approved credit, by Wells Fargo Bank, N.A.,an Equal Housing Lender

To apply online, click the button below:

Apply Now

Lease-Purchase options provided by Microf, LLC. SpectrumAC is a platform brand of Microf, LLC.


Microf Financing

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At Michiana Heating & Air Conditioning, Inc, we understand the need for second chances and building credit, so we offer the following alternate credit options.

Microf offers hassle-free financing for all your heating/cooling needs so you do not have to access your existing funding sources like your home equity line, credit card, or bank account.

Benefits of the Microf program include:

  • No down payment required
  • Quick response times (usually within 24 hours) upon receipt of your completed application
  • 35 month, 47 month, or 59 month payment terms PLUS a Guaranteed Purchase Option payment
  • Monthly payment discounts and early purchase options available

Apply for Microf


GreenSky Financing

Financing Options from GreenSky
Finance Your HVAC Project
1449 - Reduced Rate 9.99% for 144 Months
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race,color, religion,natinal origin, sex or familialstatus. NMLS #1416362; CT SLC-1416362; NJMT #1501607C22

Give us a call today

Free estimates on new installations!

269-489-8778 Contact Us

GUARANTEED ENERGY SAVINGS

Check out our special offers

Save more today!

$79.00 Pre-Season A/C Tune up

Call Michiana Heating & Air Conditioning, Inc for details.

269-489-8778

SENIOR CITIZEN/ACTIVE DUTY MILITARY DISCOUNT

We offer all Senior Citizens & Active Duty Military a 10% Discount on ALL service repairs! Customer must be 65 or over. Discount valid on service repairs only. Discount does not apply to replacements, any specials, or maintenance plan.

269-489-8778

We service all makes and models

Preferred Customer Maintenance Program

Do you want to keep your HVAC system at peak working condition? Would you like to pay less on your utility bills, while enjoying peace of mind that your equipment is functioning safely?

Sign up now

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